香港上海滙豐銀行 The Hongkong and Shanghai Banking Corporation Limited
Established in 1972, HSBC Macau Branch offers a comprehensive range of banking services to its customers. Its retail banking and wealth management business focuses on the HSBC Premier service, which is HSBC's global wealth management proposition, offering unique banking and wealth management services to local citizens and customers with international background or needs. Its commercial banking includes import / export financing, commercial loans, payment and cash management, trade and supply chain, and SME banking services.
職位空缺 JOB OPENINGS:
Business Financial Crime Risk Lead – Macau
Description:
The Business Financial Crime Risk lead will play a significant and critical role in the success of Wealth & Personal Banking (WPB)’s objectives and outcomes with regards to deterring, detecting, and protecting against financial crime risk. The role will report to Head of Wealth and Personal Banking and be responsible for a number of key financial crime activities, specifically, Sanctions, Anti-Bribery & Corruption (AB&C) and oversight over the Client Selection & Exit Management (CSEM) processes for WPB. As a people leader with direct accountability of the above activities, the individual must ensure the primary operational aspects are managed effectively to achieve strategic business and customer outcomes in a sustainable, ethical and cost-effective manner, and in accordance with the Financial Crime Global Standards, working closely with local, Regional and Global stakeholders.
Job Roles & Responsibilities:
Drive policy implementation relating to Global WPB Customer Due Diligence (CDD) Lines of Business Procedures, regulatory requirements and local risk appetite including customer on-boarding, CDD periodic review and processes;
This role also represents for Head of Customer Selection and Exit Management (“CSEM”) Secretariat, collect all required client information that will ensure the efficient decisioning and execution of the decisions around customer exits;
Responsible for the management of both Name Screening and Transaction Screening system, including existing system maintenance, identifying areas for improvement, and proposing solutions;
Provide concise and timely reporting and updates for various governance forums and committees on the status of CDD related to projects, key milestones, streamlining initiatives, blockages, challenges, risks, and issues;
Provide consultancy and prepare procedural updates to support all CDD users in multiple CDD related initiatives including risk mitigation, projects, audits and reviews, and system issues resolution etc.
Own and oversee effectiveness of financial crime controls and be point of escalation for any complex matters and cases, by providing subject matter expert (SME) input to relevant stakeholders;
Build strong relationships, adopting a join-up approach, to support execution of operations at pace and with minimum conflict;
Work closely with various stakeholders including business users, operations, IT, Compliance to proactively manage all the potential financial crime risk identified from projects, ensure effective project governance, and recommend any risk mitigating measures when required.
Job Requirements:
Minimum of a Bachelor degree;
Relevant years of experience in Banking or Financial Services covering financial crime or risk management;
Knowledge of Financial Crime Risk issues, typologies and trends, as well as awareness of Financial Crime Compliance Regulations;
Sound knowledge on retail banking business;
Proficiency in both English and Chinese;
Strong planning, analytical, and well developed leadership and management skills;
Strong interpersonal skills with the ability to communicate effectively at all levels and with senior managements;
Proficient in Microsoft office, including Excel and Powerpoint;
Track record of proactive issue identification with swift resolution, mitigation and governance;
Ability to prioritize and work independently under pressure;
Excellent verbal and written communications skills and ability to communicate complex issues in writing.
Interested candidates, please apply directly via:
GTRF Sales Manager – CMB - Macau
Principal Responsibilities:
Establish new client relationships and strengthen existing ones.
Communicate new products and propositions to clients.
Identify potential trade financing opportunities in the market and escalate these where appropriate to cater for client demand.
Manage key relationships with internal and external stakeholders, developing and maintaining strong working relationships.
Work with Client Implementation Services in a timely fashion to ensure an efficient transition process for complex clients.
Support achievement of the HSBC vision, Values, goals and culture in personal behavior, actions and decision making
Provide technical leadership and support technical excellence by searching out external best practice, monitoring technical and professional developments, sharing knowledge, and encouraging others to do the same in the best interests of HSBC and its customers.
Develop and recommend changes and improvements to operating models, procedures and practices based on subject matter expertise and understanding of HSBC and market best practice.
Communicate and adhere to HSBC policy and procedures in order to ensure good operational, financial and project management, policy and procedural compliance and early identification and effective resolution or escalation of issues that arise
Qualifications:
Bachelor’s degree in finance, International Trade, Business, or related discipline
Extensive knowledge of global trade and receivables finance, services, products, and techniques
Good understanding of the market trends, competitive environment, and regulatory environment
Detailed knowledge if Credit and Risk including techniques to mitigate risk.
Proven ability in identifying and meeting customer needs through matching a broad range of products and services.
Ability to interact with business customers at all level.
Good interpersonal skills and ability to interact and build relationships with internal and external stakeholders.
Excellent communication skills, including written, verbal, and the ability to deliver compelling presentations in English, Cantonese, and Mandarin
Interested candidates, please apply directly via:
Premier Relationship Manager I – WPB - Macau
Principal Responsibilities:
The main roles of the job holder ensure the successful implementation of business strategies and Wealth & Personal Banking’s profitability through achievement of customer retention, growth of high value targeted customers, business goals of the branch and customer satisfaction as well as to support the implementation of all related activities / initiatives.
To contribute to the Bank’s service and sales goals and profitability by proactively growing the HP portfolio through regular meeting as per customer needs, and achieving RBIF scheme
To contribute to the growth of customer portfolio by initiating proactive customer contacts to build, cement and reinforce relationship with own portfolio customers.
Manage existing relationship with those high-net-worth customers by obtaining net new funds and develop new relationships from clients.
Acquire new Premier relationship and manage all aspects of a portfolio of Premier customer relationships.
Comply with Global guidance and financial crime activities, observe Group Compliance Policy and maintain awareness of operational risk and minimize the likelihood of it occurring.
Complete the CDD/EDD reviews promptly with quality outcome.
Qualifications:
2-3 years banking experience
Customer service focused mindset
Possess good knowledge of WPB products including general banking insurance through internal accreditation and external regulatory requirement (AMCM) to obtain Insurance License
Good selling and presentation skills
Fluent in spoken and written in English, Chinese and Putonghua
Good communication and interpersonal skills
Interested candidates, please apply directly via:
Performance Services Manager – DBS - Macau
The Performance Services (“PS”) team provides support to the Macau Chief Operating Officer (“COO”) across key areas including change execution, financial management, non-financial risk, third party management oversight and people.
The candidate will report directly to the Macau COO, and play an important role in defining and supporting the COO office strategy and deliverables, collaborating closely with all other lines of business and functions across HSBC Macau.
Principal Responsibilities:
Change Execution – managing change, either internally or externally driven, on a continuous improvement basis
Communication – developing and executing communication plans, with Region/Country Communications
Service Performance Management – supporting with managing any “services” delivered to business, with appropriate benchmarks, metrics and reporting on efficiency, effectiveness and success of those “services”
Financial Management –provide support in robust financial planning, management, tracking and reporting, with Global/Regional/Country Finance
Governance & Documentation – provide support in ensuring appropriate and consistent governance is developed and implemented with robust documentation and supporting management
Organizational Design – maintaining and continually reviewing organizational designs
People – support with developing and implementing people strategies with Region/Country/Global HR
Project execution – support with region/country specific programmes supporting Group COO strategic actions’ execution or provide governance oversight on cross-line of Global Business / Global Functions
Non-financial Risk management – support with the management of non-financial risk and ensuring risks are managed consistently and effectively across all businesses and functions in line with the agreed risk appetite.
Continue to improve the oversight and governance of Third Party Risks. This involves early identification of emerging risks, issues and themes that may require management attention and remediation.
Preparation of governance committee papers and specific Governance meetings packs under the responsibility of Performance services team.
Qualifications:
Experience in risk management related activities
Educated to graduate degree level in business management related field or associated relevant business experience
Extensive experience in banking/ financial services, preferably in a global organization
Proven experience in financial budgeting, strategic planning, communication, and people management processes
Proven project management experience with an ability to influence senior stakeholders
Previous background of working in a matrix organization structure; ability to persuade individuals at different levels
Good verbal and written communications skills required in English; other language abilities are advantageous
Interested candidates, please apply directly via:
General Banking Officer (BDO) - WPB - Macau
Principal Responsibilities:
Support the GBM / BM in developing & implementing S&S plan for the branch. Ensures the performance objective set under RBIF scheme are achieved.
Identify potential customers with HMLs, credit cards, Premier a/c, PIB and general insurance products.
Ensure that banking hall environment is friendly, efficient & professional, with effective merchandising.
Collect market intelligence, & report customer feedback, usage, receptiveness etc to BM.
By providing consistently high level or service delivery and efficiency to Premier and general banking customers.
By providing one-stop personal banking services, handling customers’ enquiries and resolving customers’ complaints efficiently and professionally.
Work collaboratively and communicating persuasively, emphasizing teamwork, diversity and knowledge sharing with working parties.
Assist in driving the Bank’s value and build a customer centric and risk adverse culture.
To contribute the continuous improvement of the Bank’s service & sales processes and standards.
To support Premier Center/Premier Counter improvement initiatives, providing customer feedback of our service and ensuring compliance with statutory / audit requirements.
Qualifications:
Customer service focused mindset.
Prior banking industry experience would be preferable.
Fluent in spoken and written in English, Chinese and Putonghua.
Good communication and interpersonal skills.
Aspired to develop your career in sales and servicing roles at retail branches.
Interested candidates, please apply directly via:
Counter Services Officer - WPB - Macau
Job Roles & Responsibilities:
Deliver high standard of service to customers and meet their needs with courtesy;
Count cash received and to check for forgeries;
Count cash/coins paid in/out;
Cross-sell bank products whenever opportunities arise.
Job Requirements:
Customer-service focused mindset;
Preferably with general understanding of bank products and services;
Prior banking industry experience would be preferable;
Good communication skill in English and Chinese is preferred;
Good communication skill and basic computer knowledge.
Interested candidates, please apply directly via:
Local Management Associate Programme
Description:
HSBC Macau Branch offers a comprehensive range of banking services to customers, from local citizens to customers with international backgrounds or needs. With our sustained business growth, we continue to build development opportunities for our people. The Management Associate Programme provides you with the opportunities to gain valuable experience on how to analyze, prioritize and act on goals from a strategic leadership perspective as well as to explore your skills and knowledge in Banking Operations.
For: Final year students or graduates with less than 2 years’ full-time experience
Duration: 24 months
Start Date: June 2025 onwards
Location: Macau
Principal Responsibilities:
As part of the programme, you will undertake attachments in product, customer facing and business risks in various Banking functions.
Provide a wide spectrum of quality support to Managers to enable them to drive revenue, improve client engagement and maximize operational efficiency.
Assist to prepare appropriate analysis and preparation of proposals, presentations and pitches to prospective customers.
Assist to develop and maintain cordial customer relationship and provide quality customer services.
Assist to prepare for credit proposals and monitor account performance, product development, customer analysis and pre-pitching research.
Assist to conduct regular and effective credit reviews and visit customers' operational facilities to take proactive control measures to ensure credit quality.
Assist to provide ongoing risk monitoring including Global Standards, sanctions, Anti Money Laundering alerts and act as an escalation point for risk issue response.
Qualifications:
Permanent resident of Macau or holding a valid Macau ID.
Bachelor’s degree or above, a final year student from an accredited university or graduate with less than 2 years’ full time experience.
Previous work experience and exposure in credit and relationship management, product development and customer relationship management preferred.
Excellent verbal and written communication skills in English, Mandarin and Cantonese.
Good level of business acumen and commercial awareness.
Strong analytical skills and ability to challenge.
Strong sales and customer orientation, with ability to communicate effectively and create connection with others.
Capable of serving as a role model for displaying openness, teamwork and integrity.
A high degree of cooperation and teamwork with career aspiration in customer-facing roles, while retaining the ability to operate with sufficient independence and objectivity in order to review and challenge proposals from the coverage teams.
Interested candidates, please apply directly via:
Application Deadline : 13 March 2024
Apprentice / Internship Program
Job Roles & Responsibilities:
Perform administrative duties to support the smooth operations flows within the department, eg manage database and records
Co-ordinate and participate in bank activities and networking events
Shadow position within the department as part of “on the job training” for a variety of duties
Job Requirements:
College student, preferably with discipline of Business Administration or equivalent
Proficient computer skills including Microsoft Office suite of Word, Excel, PowerPoint
Self-directed and able to work with less supervisor
Good communication skill
Keen to learn new knowledge and adaptive
Long-term relationship for 6 months and above preferable
Year 2 - Year 3 Student preferable
Working Schedules and Benefits:
Part-time basis
Hourly rate paid according to confirmed work schedules
Flexible work schedules could be discussed with concerned department
Medical Plan entitlement
Opportunity to move to full-time roles immediately after graduation
Opportunity Areas:
Application Channel
If you are interested to learn and explore yourself while working in a multinational based environment.
Please apply directly via:
https://mycareer.hsbc.com/ExternalApply?pipelineId=186397
OUR BENEFIT
We offer comprehensive and competitive remuneration package with benefits proposition to meet diverse needs of workforce:
Pension Fund
Medical insurance covering dependents and wellness
18 days and above Annual leave
Bank holidays
Birthday leave, Festival early leave, Parental leave, Examination leave etc.
Preferential Banking Offers
Employee Education Benefits Program
Learning programs & Development Opportunities
You’ll achieve more when you join HSBC.
www.hsbc.com/careers
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